3404 American DR # 3118, Lago Vista TX 78645

Lago Vista, TX 78645 | Island

$249,900 $208/sqft ▼ $50,000 (16.7%)
2 Beds
2 Baths 2 Full
1,203 Sq Ft
0.246 Acres
1987 Built
2 Garage

About This Property

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Dive into the refined living possible in this first floor, southwest facing condo unit nestled on the shores of Lake Travis, where stunning views of Lake Travis and the Texas Hill Country await. Offered fully furnished, this unit is move-in ready as an owner retreat or ready for operation as an STR. This unit features two bedrooms and two bathrooms offering convenience and privacy and ensuring a comfortable daily routine. The property includes two garage spaces, offering secure parking and additional storage. The Island offers an impressive list of amenities, including outdoor and indoor pools, hot tubs, a sauna, a gym, tennis and pickleball courts, a golf net, disc golf, a restaurant, a spa, a retail shop, boat launch ramps, a day dock, and a fishing dock. (Some amenities may be temporarily closed.) COA dues cover amenities, exterior maintenance, trash, landscaping, security, and insurance—making lake living easy and stress-free. Whether you're looking for adventure, relaxation, or an STR - this lakefront gem is ready for you. Schedule a showing today and start making memories on Lake Travis!

Property Highlights

Pool Heated, In Ground, Indoor, Outdoor Pool, Pool/Spa Combo
Waterfront Lake Travis · Lake Front
View Creek/Stream, Lake, River

Features

  • Ceiling Fan(s)
  • Granite Counters
  • Double Vanity
  • Electric Dryer Hookup
  • Primary Bedroom on Main
  • Recessed Lighting
  • Walk-In Closet(s)
  • Washer Hookup

Location

Schools

School District Lago Vista ISD
Elementary Lago Vista
Middle School Lago Vista
High School Lago Vista

Property Details

Property Type Residential
Construction Masonry – All Sides, Stucco
Roof Tile
Foundation Pillar/Post/Pier
Levels One
Flooring Carpet, Tile
Cooling Ceiling Fan(s), Central Air
Heating Central, Hot Water
Exterior Barbecue, Boat Dock - Shared, Boat Ramp, Uncovered Courtyard, Electric Car Plug-in, Exterior Steps, Outdoor Grill, Sport Court, Tennis Court(s)
County Travis
MLS # 4898029
Garage 2 spaces
Parking 2 spaces: Reserved
Windows Drapes
Security Fire Alarm

Lot, Outdoor & Utilities

Lot Features Sprinkler - Automatic
Patio & Porch Covered, Deck
Other Structures Garage(s), Tennis Court(s)
Water Public
Sewer Public Sewer
Utilities Electricity Available, Internet-Cable, Internet-Fiber, Other, Sewer Connected, Water Connected

HOA & Community

HOA Fee $705 /Monthly
HOA Name The Island on Lake Travis COA
HOA Includes Common Area Maintenance, Hot Water, Insurance, Landscaping, Maintenance Structure, Security, Trash
Community Features Airport/Runway, BBQ Pit/Grill, Common Grounds, Fishing, Fitness Center, Garage Parking, General Aircraft Airport, Golf, High Speed Internet, Lake, Library, Park, Pool, Restaurant, Tennis Court(s)

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* Estimate only. Does not include HOA fees, PMI, or other costs.
This property has HOA fees of $705/monthly.

Tax Information

Annual Taxes (MLS) $8,451 (2025)
Assessed Value $391,324
Exemptions None

Sale Terms & Disclosures

Financing Accepted Cash, Conventional, FHA, Texas Vet, USDA Loan, VA Loan
Sale Type Standard
Possession Close Of Escrow, Funding
Disclosures Seller Disclosure

Listing History

MLS# 4898029 - Updated Oct 7, 2026 136 days
Aug 31, 2026 Price Change $249,900
Apr 30, 2026 Pending
Apr 22, 2026 Off Market
Mar 20, 2026 Listed Listing Courtesy of KS & Associates Realtors - kevin@​ksrealtorsatx.com $299,900

Frequently Asked Questions About 3404 American DR # 3118, Lago Vista TX 78645

When was 3404 American DR # 3118, Lago Vista TX 78645 built?

3404 American DR # 3118, Lago Vista TX 78645 was built in 1987. It is masonry – all sides, stucco construction with 1,203 square feet on a 0.246 acre lot.

How much does 3404 American DR # 3118, Lago Vista TX 78645 cost?

3404 American DR # 3118, Lago Vista TX 78645 is listed for sale at $249,900. That is $208 per square foot.

How many bedrooms and bathrooms does 3404 American DR # 3118, Lago Vista TX 78645 have?

3404 American DR # 3118, Lago Vista TX 78645 has 2 bedrooms and 2 bathrooms (2 full) with 1,203 square feet of living space.

What school district is 3404 American DR # 3118, Lago Vista TX 78645 in?

3404 American DR # 3118, Lago Vista TX 78645 is in the Lago Vista ISD school district. Assigned schools include Lago Vista (elementary), Lago Vista (middle), Lago Vista (high school).

Does 3404 American DR # 3118, Lago Vista TX 78645 have an HOA?

Yes, 3404 American DR # 3118, Lago Vista TX 78645 has an HOA fee of $705 per monthly. The HOA includes common area maintenance, hot water, insurance, landscaping, maintenance structure, security, trash.

What are the property taxes on 3404 American DR # 3118, Lago Vista TX 78645?

The annual property taxes on 3404 American DR # 3118, Lago Vista TX 78645 are $8,451 (as of 2025). The tax assessed value is $391,324.

How big is the lot at 3404 American DR # 3118, Lago Vista TX 78645?

The lot at 3404 American DR # 3118, Lago Vista TX 78645 is 0.246 acres, and the home has 1,203 square feet of living space.

What type of property is 3404 American DR # 3118, Lago Vista TX 78645?

3404 American DR # 3118, Lago Vista TX 78645 is a residential property on a pillar/post/pier foundation.

Does 3404 American DR # 3118, Lago Vista TX 78645 have a garage?

Yes, 3404 American DR # 3118, Lago Vista TX 78645 has a 2-car garage. Parking features include reserved.

Does 3404 American DR # 3118, Lago Vista TX 78645 have a pool?

Yes, 3404 American DR # 3118, Lago Vista TX 78645 has a pool. Pool features include heated, in ground, indoor, outdoor pool, pool/spa combo.

Is 3404 American DR # 3118, Lago Vista TX 78645 waterfront?

Yes, 3404 American DR # 3118, Lago Vista TX 78645 is a waterfront property on Lake Travis. Waterfront features include lake front.

What subdivision is 3404 American DR # 3118, Lago Vista TX 78645 in?

3404 American DR # 3118, Lago Vista TX 78645 is located in the Island subdivision in Lago Vista, TX. Community features include airport/runway, bbq pit/grill, common grounds, fishing, fitness center, garage parking, general aircraft airport, golf, high speed internet, lake, library, park, pool, restaurant, tennis court(s).

How long was 3404 American DR # 3118, Lago Vista TX 78645 on the market?

3404 American DR # 3118, Lago Vista TX 78645 was on the market for 136 days, listed on March 20, 2026.

What heating and cooling does 3404 American DR # 3118, Lago Vista TX 78645 have?

3404 American DR # 3118, Lago Vista TX 78645 has central, hot water heating and ceiling fan(s), central air cooling.

What are the roof and foundation at 3404 American DR # 3118, Lago Vista TX 78645?

The listing reports a tile roof and a pillar/post/pier foundation at 3404 American DR # 3118, Lago Vista TX 78645.

What financing does the seller of 3404 American DR # 3118, Lago Vista TX 78645 accept?

The listing says the seller accepts cash, conventional, fha, texas vet, usda loan, va loan financing.

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