14049 Indian Bluff RD, Temple TX 76502

Temple, TX 76502 | Seven Coves | Built by Larry Lilly

$1,349,990 $268/sqft ▼ $50,000 (3.6%)
4 Beds
5 Baths 4 Full, 1 Half
5,029 Sq Ft
1.9 Acres
2006 Built
3 Garage

About This Property

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Backing directly to Corps of Engineers land, this home has a shoreline that can never be built on — a rare guarantee on Lake Belton. A former Parade of Homes model built by Larry Lilly, the home sits on 1.9 acres on a deep, protected cove, with lake access for fishing, kayaking, and paddle boarding from the backyard.Inside: 5,029 square feet, 25-foot ceilings, and a stone fireplace. The main level offers a primary suite, a second bedroom, a dedicated office, and a large dining room. Upstairs adds two large bedrooms, a loft, and a media room with a wet bar.Outside: a salt water pool, an oversized workshop/boat house, and a 3-car garage with additional storage for lake gear.A separate, updated 629-square-foot one-bedroom, one-bath cottage adds guest space — or rental potential — beyond the main house.Zoned to Belton ISD. Minutes from area shops and restaurants, and 10 miles from Mary Hardin-Baylor.Schedule a tour to see it in person.

Property Highlights

Pool Outdoor Pool, Pool Cover, Pool Sweep, Saltwater
Waterfront Belton Lake · Lake Front, Lake Privileges
View Hill Country, Lake, Panoramic

Features

  • Breakfast Bar
  • Ceiling Fan(s)
  • Beamed Ceilings
  • High Ceilings
  • Vaulted Ceiling(s)
  • Crown Molding
  • Kitchen Island
  • Open Floorplan
  • Track Lighting

Location

Schools

School District Belton ISD
Elementary High Point
Middle School Lake Belton
High School Lake Belton

Property Details

Property Type Residential
Construction HardiPlank Type, Spray Foam Insulation, Masonry – All Sides
Roof Composition
Foundation Slab
Levels Two
Flooring Carpet, Tile
Cooling Ceiling Fan(s), Central Air
Heating Central
Fireplace Living Room, Stone
Exterior Gas Grill
County Bell
MLS # 1028698
Garage 3 spaces (Attached)
Parking 6 spaces: Attached, Circular Driveway, Garage, Garage Door Opener
Windows Double Pane Windows, Window Coverings
Security Security System Owned

Lot, Outdoor & Utilities

Lot Features Gentle Sloping, Road Maintenance Agreement, Sloped Down, Trees-Large (Over 40 Ft), Views
Patio & Porch Enclosed, Front Porch, Patio, Porch
Fencing Chain Link, Partial
Other Structures Boat House, Guest House
Water Private
Sewer Aerobic Septic
Utilities Cable Connected, Electricity Connected, Phone Connected, Water Connected

HOA & Community

Community Features Lake

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Tax Information

Annual Taxes (MLS) $16,476 (2025)
Assessed Value $1,110,000
Exemptions Homestead, Over 65

Sale Terms & Disclosures

Financing Accepted Cash, Conventional
Sale Type Standard
Possession Funding
Disclosures Seller Disclosure, Seller Provided Survey Available

Listing History

MLS# 1028698 - Updated Oct 15, 2026 23 days (186 CDOM)
Sep 6, 2026 Price Change $1,349,990
Aug 14, 2026 Listed Listing Courtesy of Pacesetter Properties - paceprop@​aol.com $1,399,990

Frequently Asked Questions About 14049 Indian Bluff RD, Temple TX 76502

When was 14049 Indian Bluff RD, Temple TX 76502 built?

14049 Indian Bluff RD, Temple TX 76502 was built in 2006. It is hardiplank type, spray foam insulation, masonry – all sides construction with 5,029 square feet on a 1.9 acre lot.

How much does 14049 Indian Bluff RD, Temple TX 76502 cost?

14049 Indian Bluff RD, Temple TX 76502 is listed for sale at $1,349,990. That is $268 per square foot.

How many bedrooms and bathrooms does 14049 Indian Bluff RD, Temple TX 76502 have?

14049 Indian Bluff RD, Temple TX 76502 has 4 bedrooms and 5 bathrooms (4 full, 1 half) with 5,029 square feet of living space.

What school district is 14049 Indian Bluff RD, Temple TX 76502 in?

14049 Indian Bluff RD, Temple TX 76502 is in the Belton ISD school district. Assigned schools include High Point (elementary), Lake Belton (middle), Lake Belton (high school).

What are the property taxes on 14049 Indian Bluff RD, Temple TX 76502?

The annual property taxes on 14049 Indian Bluff RD, Temple TX 76502 are $16,476 (as of 2025). The tax assessed value is $1,110,000.

How big is the lot at 14049 Indian Bluff RD, Temple TX 76502?

The lot at 14049 Indian Bluff RD, Temple TX 76502 is 1.9 acres, and the home has 5,029 square feet of living space.

What type of property is 14049 Indian Bluff RD, Temple TX 76502?

14049 Indian Bluff RD, Temple TX 76502 is a residential property on a slab foundation.

Does 14049 Indian Bluff RD, Temple TX 76502 have a garage?

Yes, 14049 Indian Bluff RD, Temple TX 76502 has a 3-car garage (attached). Parking features include attached, circular driveway, garage, garage door opener.

Does 14049 Indian Bluff RD, Temple TX 76502 have a pool?

Yes, 14049 Indian Bluff RD, Temple TX 76502 has a pool. Pool features include outdoor pool, pool cover, pool sweep, saltwater.

Is 14049 Indian Bluff RD, Temple TX 76502 waterfront?

Yes, 14049 Indian Bluff RD, Temple TX 76502 is a waterfront property on Belton Lake. Waterfront features include lake front, lake privileges.

What subdivision is 14049 Indian Bluff RD, Temple TX 76502 in?

14049 Indian Bluff RD, Temple TX 76502 is located in the Seven Coves subdivision in Temple, TX. Community features include lake.

How long was 14049 Indian Bluff RD, Temple TX 76502 on the market?

14049 Indian Bluff RD, Temple TX 76502 was on the market for 23 days, listed on August 14, 2026.

What heating and cooling does 14049 Indian Bluff RD, Temple TX 76502 have?

14049 Indian Bluff RD, Temple TX 76502 has central heating and ceiling fan(s), central air cooling.

What are the roof and foundation at 14049 Indian Bluff RD, Temple TX 76502?

The listing reports a composition roof and a slab foundation at 14049 Indian Bluff RD, Temple TX 76502.

What financing does the seller of 14049 Indian Bluff RD, Temple TX 76502 accept?

The listing says the seller accepts cash, conventional financing.

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