1012 Velvet CT, Troy TX 76579

Troy, TX 76579 | Cottonwood Creek | Built by DR Horton

$270,000 $164/sqft
4 Beds
2 Baths 2 Full
1,642 Sq Ft
0.2153 Acres
2022 Built
2 Garage

About This Property

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Built in 2022, this 4-bed, 2-bath home sits on a quiet cul-de-sac with an open, light-filled layout. The kitchen anchors the space with a large island, granite counters, and stainless appliances, flowing right into the living and dining areas. The primary suite offers a spacious walk-in closet and en-suite bath, while three more bedrooms give plenty of room to grow. Out back: a covered patio and a big, fully fenced yard. Community walking trails, and a standout perk — a 4.99% assumable VA loan, a rare shot at a well-below-market rate. Truly move-in ready.

Property Highlights

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Features

  • Ceiling Fan(s)
  • Granite Counters
  • Electric Dryer Hookup
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Primary Bedroom on Main
  • Recessed Lighting
  • Smart Thermostat
  • Walk-In Closet(s)
  • Washer Hookup

Location

Schools

School District Troy ISD
Middle School Raymond Mays
High School Troy

Property Details

Property Type Residential
Construction Masonry – Partial
Roof Composition, Shingle
Foundation Slab
Levels One
Flooring Carpet, Tile
Cooling Central Air
Heating Central
Exterior Private Yard
County Bell
MLS # 9495864
Garage 2 spaces (Attached)
Parking 4 spaces: Attached, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front, Paved
Windows Blinds, Screens
Security Security System, Smoke Detector(s)

Lot, Outdoor & Utilities

Lot Features Back Yard, Cul-De-Sac, Curbs, Few Trees, Front Yard
Patio & Porch Rear Porch
Fencing Back Yard, Privacy, Wood
Water Public
Sewer Public Sewer
Utilities Electricity Connected, Sewer Connected, Water Connected

HOA & Community

HOA Fee $240 /Annually
HOA Name Cottonwood Creek HOA
HOA Includes Common Area Maintenance
Community Features High Speed Internet

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Property Taxes $0
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* Estimate only. Does not include HOA fees, PMI, or other costs.
This property has HOA fees of $240/annually.

Tax Information

Annual Taxes (MLS) $4,110 (2026)
Assessed Value $270,009
Exemptions None

Sale Terms & Disclosures

Financing Accepted Assumable, Cash, Conventional, FHA, VA Loan
Sale Type Standard
Possession Close Of Escrow, Funding
Disclosures Seller Disclosure

Listing History

MLS# 9495864 - Updated Oct 18, 2026 25 days
Sep 22, 2026 Listed Listing Courtesy of Jorgenson Real Estate - kasey@​jorgensonre.com $270,000

Frequently Asked Questions About 1012 Velvet CT, Troy TX 76579

When was 1012 Velvet CT, Troy TX 76579 built?

1012 Velvet CT, Troy TX 76579 was built in 2022. It is masonry – partial construction with 1,642 square feet on a 0.2153 acre lot.

How much does 1012 Velvet CT, Troy TX 76579 cost?

1012 Velvet CT, Troy TX 76579 is listed for sale at $270,000. That is $164 per square foot.

How many bedrooms and bathrooms does 1012 Velvet CT, Troy TX 76579 have?

1012 Velvet CT, Troy TX 76579 has 4 bedrooms and 2 bathrooms (2 full) with 1,642 square feet of living space.

What school district is 1012 Velvet CT, Troy TX 76579 in?

1012 Velvet CT, Troy TX 76579 is in the Troy ISD school district. Assigned schools include Edna Bigham Mays (elementary), Raymond Mays (middle), Troy (high school).

Does 1012 Velvet CT, Troy TX 76579 have an HOA?

Yes, 1012 Velvet CT, Troy TX 76579 has an HOA fee of $240 per annually. The HOA includes common area maintenance.

What are the property taxes on 1012 Velvet CT, Troy TX 76579?

The annual property taxes on 1012 Velvet CT, Troy TX 76579 are $4,110 (as of 2026). The tax assessed value is $270,009.

How big is the lot at 1012 Velvet CT, Troy TX 76579?

The lot at 1012 Velvet CT, Troy TX 76579 is 0.2153 acres, and the home has 1,642 square feet of living space.

What type of property is 1012 Velvet CT, Troy TX 76579?

1012 Velvet CT, Troy TX 76579 is a residential property on a slab foundation.

Does 1012 Velvet CT, Troy TX 76579 have a garage?

Yes, 1012 Velvet CT, Troy TX 76579 has a 2-car garage (attached). Parking features include attached, door-single, driveway, garage, garage door opener, garage faces front, paved.

What subdivision is 1012 Velvet CT, Troy TX 76579 in?

1012 Velvet CT, Troy TX 76579 is located in the Cottonwood Creek subdivision in Troy, TX. Community features include high speed internet.

How long was 1012 Velvet CT, Troy TX 76579 on the market?

1012 Velvet CT, Troy TX 76579 was on the market for 25 days, listed on September 22, 2026.

What heating and cooling does 1012 Velvet CT, Troy TX 76579 have?

1012 Velvet CT, Troy TX 76579 has central heating and central air cooling.

What are the roof and foundation at 1012 Velvet CT, Troy TX 76579?

The listing reports a composition, shingle roof and a slab foundation at 1012 Velvet CT, Troy TX 76579.

What financing does the seller of 1012 Velvet CT, Troy TX 76579 accept?

The listing says the seller accepts assumable, cash, conventional, fha, va loan financing.

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