3404 American DR # 3202, Lago Vista TX 78645

Lago Vista, TX 78645 | Island

$375,000 $316/sqft ▼ $20,000 (5.1%)
2 Beds
2 Baths 2 Full
1,188 Sq Ft
0.2426 Acres
1987 Built
2 Garage

About This Property

OWNER FINANCING AVAILABLE AT 3.99%! Luxury, comfort, and panoramic views of Lake Travis and the Texas Hill Country await you in this gorgeous 2 bedroom, 2 bath villa at the Island on Lake Travis resort. Spacious living areas and a large covered patio along with resort-style amenities, lake views, and hill country sunsets make this property a must see. Recent updates in 2023 include refreshed paint and utility room, new HVAC system, and a smart thermostat. These upgrades compliment the other available appointments including granite countertops, tile flooring, and wood burning fireplace. At 1,188 square feet, there is ample space in this villa to entertain family and friends and create lasting memories. Two reserved parking spots and a storage area convey as well. For investors or owners desiring rental income, this property is currently enrolled in an active short term rental program. For boating enthusiasts, A 28' BOAT SLIP WITH PARTY DECK CAN BE SOLD SEPARATELTY IF DESIRED! Come enjoy life on the Island!

The Island On Lake Travis is an elegant condo complex that offers a luxurious Lake Travis waterfront lifestyle on a 14-acre island. Located on the north shore of Lake Travis in Lago Vista, this resort community boasts an unparalleled array of amenities in a picturesque lakefront setting. Amenities include 2 outdoor pools, 2 outdoor hot tubs, one indoor pool and hot tub, an onsite restaurant, fitness center, pickleball and tennis courts, day spa, sauna, and a marina. The Island is both a full time and vacation home community offering a peaceful setting and beautiful sunsets over Lake Travis. Austin is but a short drive away as well as wineries and hill country shopping and scenery.

Property Highlights

Waterfront Lake Travis · Lake Front
View Lake, Panoramic

Features

  • Bar
  • Breakfast Bar
  • Ceiling Fan(s)
  • Granite Counters
  • Double Vanity
  • Dry Bar
  • Electric Dryer Hookup
  • Elevator
  • Entrance Foyer
  • High Speed Internet
  • Pantry
  • Primary Bedroom on Main
  • Recessed Lighting
  • Smart Thermostat
  • Soaking Tub
  • Storage
  • Walk-In Closet(s)
  • Washer Hookup

Location

Schools

School District Lago Vista ISD
Elementary Lago Vista
Middle School Lago Vista
High School Lago Vista

Property Details

Property Type Residential
Construction Stucco
Roof Composition
Foundation Slab
Levels One
Flooring Tile
Cooling Central Air
Heating Central, Heat Pump, Propane
Fireplace Living Room, Wood Burning
Exterior Balcony
County Travis
MLS # 7029733
Garage 2 spaces
Parking 2 spaces: Garage, Gated
Windows Aluminum Frames
Security Fire Alarm, Fire Sprinkler System, Key Card Entry, Security Guard, Smoke Detector(s)

Lot, Outdoor & Utilities

Lot Features Landscaped, Level, Views
Patio & Porch Covered, Patio
Other Structures Garage(s), Storage, Tennis Court(s)
Water Public
Sewer Public Sewer
Utilities Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Water Connected

HOA & Community

HOA Fee $696 /Monthly
HOA Name The Island on Lake Travis COA
HOA Includes Cable TV, Common Area Maintenance, Electricity, Insurance, Internet, Maintenance Grounds, Sewer, Water
Community Features BBQ Pit/Grill, Bike Storage/Locker, Clubhouse, Cluster Mailbox, Common Grounds, Conference/Meeting Room, Controlled Access, Courtyard, Covered Parking, Electronic Payments, Fishing, Fitness Center, Garage Parking, Gated, High Speed Internet, Hot Tub Community, Lake, Laundry Facility(s), Lock and Leave, Maintenance On-Site, Picnic Area, Planned Social Activities, Pool, Property Manager On-Site, Restaurant, Sauna, Smart Car Charging, Spa/Hot Tub, Sport Court(s)/Facility, Storage, Tennis Court(s)

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* Estimate only. Does not include HOA fees, PMI, or other costs.
This property has HOA fees of $696/monthly.

Tax Information

Appraised Value History (TCAD)
Year Market Value
2026 $350,613
2025 $417,987
2024 $427,089
2023 $459,683
2022 $495,273
2021 $289,339
2020 $282,939
2019 $282,939
2018 $197,685
2017 $196,903
Taxing Entities Coming soon

Source: Travis Central Appraisal District (TCAD) · Travis County Tax Office

Sale Terms & Disclosures

Financing Accepted Cash, Conventional, FHA, FMHA (Fannie Mae), Lender Approval, Owner May Carry
Sale Type Standard
Possession Close Of Escrow, Funding
Disclosures Seller Disclosure

Listing History

MLS# 6511972 - Updated Oct 27, 2026 13 days
Oct 7, 2026 Listed Listing Courtesy of Pauly Presley Realty - joe@​paulypresley.com $1,850

Frequently Asked Questions About 3404 American DR # 3202, Lago Vista TX 78645

When was 3404 American DR # 3202, Lago Vista TX 78645 built?

3404 American DR # 3202, Lago Vista TX 78645 was built in 1987. It is stucco construction with 1,188 square feet on a 0.2426 acre lot.

How much does 3404 American DR # 3202, Lago Vista TX 78645 cost?

3404 American DR # 3202, Lago Vista TX 78645 is listed for sale at $375,000. That is $316 per square foot.

How many bedrooms and bathrooms does 3404 American DR # 3202, Lago Vista TX 78645 have?

3404 American DR # 3202, Lago Vista TX 78645 has 2 bedrooms and 2 bathrooms (2 full) with 1,188 square feet of living space.

What school district is 3404 American DR # 3202, Lago Vista TX 78645 in?

3404 American DR # 3202, Lago Vista TX 78645 is in the Lago Vista ISD school district. Assigned schools include Lago Vista (elementary), Lago Vista (middle), Lago Vista (high school).

Does 3404 American DR # 3202, Lago Vista TX 78645 have an HOA?

Yes, 3404 American DR # 3202, Lago Vista TX 78645 has an HOA fee of $696 per monthly. The HOA includes cable tv, common area maintenance, electricity, insurance, internet, maintenance grounds, sewer, water.

What are the property taxes on 3404 American DR # 3202, Lago Vista TX 78645?

The annual property taxes on 3404 American DR # 3202, Lago Vista TX 78645 are $7,471 (as of 2026). The tax assessed value is $350,613.

How big is the lot at 3404 American DR # 3202, Lago Vista TX 78645?

The lot at 3404 American DR # 3202, Lago Vista TX 78645 is 0.2426 acres, and the home has 1,188 square feet of living space.

What type of property is 3404 American DR # 3202, Lago Vista TX 78645?

3404 American DR # 3202, Lago Vista TX 78645 is a residential property on a slab foundation.

Does 3404 American DR # 3202, Lago Vista TX 78645 have a garage?

Yes, 3404 American DR # 3202, Lago Vista TX 78645 has a 2-car garage. Parking features include garage, gated.

Is 3404 American DR # 3202, Lago Vista TX 78645 waterfront?

Yes, 3404 American DR # 3202, Lago Vista TX 78645 is a waterfront property on Lake Travis. Waterfront features include lake front.

What subdivision is 3404 American DR # 3202, Lago Vista TX 78645 in?

3404 American DR # 3202, Lago Vista TX 78645 is located in the Island subdivision in Lago Vista, TX. Community features include bbq pit/grill, bike storage/locker, clubhouse, cluster mailbox, common grounds, conference/meeting room, controlled access, courtyard, covered parking, electronic payments, fishing, fitness center, garage parking, gated, high speed internet, hot tub community, lake, laundry facility(s), lock and leave, maintenance on-site, picnic area, planned social activities, pool, property manager on-site, restaurant, sauna, smart car charging, spa/hot tub, sport court(s)/facility, storage, tennis court(s).

How long was 3404 American DR # 3202, Lago Vista TX 78645 on the market?

3404 American DR # 3202, Lago Vista TX 78645 was on the market for 13 days, listed on October 7, 2026.

What heating and cooling does 3404 American DR # 3202, Lago Vista TX 78645 have?

3404 American DR # 3202, Lago Vista TX 78645 has central, heat pump, propane heating and central air cooling.

What are the roof and foundation at 3404 American DR # 3202, Lago Vista TX 78645?

The listing reports a composition roof and a slab foundation at 3404 American DR # 3202, Lago Vista TX 78645.

What financing does the seller of 3404 American DR # 3202, Lago Vista TX 78645 accept?

The listing says the seller accepts cash, conventional, fha, fmha (fannie mae), lender approval, owner may carry financing.

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