Should I Ask for a Price Cut or a Rate Buydown in Austin at 7%?
October 4, 2026
A $15,000 price cut beats a $15,000 seller-paid 2-1 rate buydown on a $495,000 Travis County home at 7.28%. Here…
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What a $495,000 Austin Home Costs Per Month at 7.28%
October 2, 2026
Is now a good time to buy a house in Austin? The $495,000 Travis County median costs $2,709 a month…
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Congress Introduced a Bill to Make Mortgages Portable
August 17, 2026
H.R. 10028, the MOVE Act, would require Fannie Mae and Freddie Mac to buy and securitize portable mortgages. Here is…
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What’s a Good Cash-on-Cash Return in Austin? Real Listing Math
August 9, 2026
A good cash-on-cash return is 8-12%, but in Austin a median rental at today's rates runs negative. Here's the real…
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The Austin Move-Up Buyer Math Problem: Why So Many Homeowners Are Stuck
May 19, 2026
Bought your house in 2020 or 2021 at a 3% rate? Here is exactly why moving up to a bigger…
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No-Doc and DSCR Loans Without Income Verification for Investors
May 12, 2026
DSCR loans qualify you based on rental income, not personal income. No W-2s, no tax returns, no pay stubs. Here…
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Cash-on-Cash Return Explained: How to Calculate It and What’s a Good Number
May 9, 2026
Learn how to calculate cash on cash return in real estate. Step-by-step formula, worked example, and what qualifies as a…
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Hard Money Loans: How Real Estate Investors Use Them and When
May 3, 2026
Hard money loans fund deals conventional banks won't touch. Learn 2026 rates, terms, red flags, and when hard money makes…
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FHA Loans for Multifamily: Buy a Duplex With 3.5% Down
May 1, 2026
FHA loans let you buy a duplex, triplex, or fourplex with just 3.5% down. Live in one unit, rent the…
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DSCR Loans Explained: How Investors Qualify on Rental Income
April 29, 2026
DSCR loans let real estate investors qualify based on rental income instead of personal tax returns. Learn how the ratio…
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